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Ames Divorce Mortgage Planning

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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Mortgage Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Ames, IA

Ames is a city in Story CountyIowa, United States, located approximately 30 miles (48 km) north of Des Moines in central Iowa. It is best known as the home of Iowa State University (ISU), with leading agriculture, design, engineering, and veterinary medicine colleges. A United States Department of Energy national laboratory, Ames Laboratory, is located on the ISU campus.

Source: https://en.wikipedia.org/wiki/Ames,_Iowa

History of Ames, IA

The city was formed in 1864 as a station stop on the Cedar Rapids and Missouri Railroad and was named after 19th-century U.S. Congressman Oakes Ames of Massachusetts, who was influential in the building of the transcontinental railroad. Ames was founded by local resident Cynthia Olive Duff (née Kellogg) and railroad magnate John Insley Blair, near a location that was deemed favorable for a railroad crossing of the Skunk River.

Source: https://en.wikipedia.org/wiki/Ames,_Iowa

Geography of Ames, IA

Ames is located along the western edge of Story County, roughly 30 miles (48 km) north of the state capital, Des Moines, near the intersection of Interstate 35 and U.S. Route 30. A smaller highway, U.S. Route 69, passes through the town. Also passing through Ames is the cross country line of the Union Pacific Railroad and two small streams (the South Skunk River and Ioway Creek).

According to the United States Census Bureau, the city has a total area of 24.27 square miles (62.86 km2), of which 24.21 square miles (62.70 km2) is land and 0.06 square miles (0.16 km2) is water.

Source: https://en.wikipedia.org/wiki/Ames,_Iowa

Lisa Severseike Mortgage

Lisa Severseike

Branch Manager + Mortgage Loan Originator //  NMLS #7911

I am the mother of all boys, including our golden mountain doodle, Appa, and cat, Duke. As queen of my home, life is never dull. It is full of spills and thrills. We live and work in small-town America. I love living in Iowa. After graduating from college with my degree in teaching and coaching endorsements, I directed my love for business and teaching into the mortgage world and haven’t looked back. For over 20 years, I get to do what I love and love who I get to connect with every day.

I am passionate about giving back to my profession and my community by being involved with local non-profits and industry organizations. 100 Women who Care, Bridge Home, Boys and Girls Club of Story county the MBA just to name a few.

Our branch eats, breathes, and lives doing mortgages. We don’t want your checking account and we won’t try to sell you an investment. We are here to help you look at your mortgage options and walk you through the process until you obtain the keys to the home you are buying. Whether your credit is perfect or if there were a few hiccups, we can help you with your mortgage options. Our office has over 50 years of experience to draw on. We care deeply about your dream to own a home or to reach your financial goals by owning investment properties.

lisa@globalstatemortgage.com(515) 231-4119
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